transfer myki balance to another card

What is the best credit card for excellent credit? If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. The cost would have been deducted from the balance at transfer. But what if the amount is comparable to or less than the postage? Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. A non-centralised database/processing unit. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. If this occurs, you won't incur a duplicate fare. A quick tutorial to transfer your myki balance between google pays on different android phones. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. This is why I don't keep much money on transport cards. If you register your myki, you can set Auto Top Upand manage your myki. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? This may also be an anti money laundering thing. A balance transfer can give you the flexibility to: Pay off high-interest balances A balance transfer lets you use a credit card to pay debt on another credit card. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. I want to transfer the $19.90 to the card with $6.54 on it. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. I know it's not possible to do it online. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies You can only have your Mobile myki active on one device at a time. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. 178 0 obj Under Other, select Transfer. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. an_square_one 11 yr. ago The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. For instance, your applications for new cards and balance transfers remain subject to approval. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. But what if the amount is comparable to or less than the postage? My old one is registered and everything with my account but there seems to be no way to import that one in. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. No, you cannot transfer a balance from one Synchrony Bank credit card to another. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> JavaScript must be enabled to use this site.We're sorry for any inconvenience. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Enter your card number and other required information.4 @john_miller 03/01/23 This answer was first published on 03/01/23. Replacements usually take up to 10 business days and include the remaining balance of the old card. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. What is the best cash advance credit card? Licences. damage that exceeds normal wear and tear. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Enter your cell phone number and well send you a link to install the WalletHub app. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Do I ever lose the money . endstream You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Transfer registration. 0000001798 00000 n New comments cannot be posted and votes cannot be cast. I'm glad I don't need to catch public transport anymore. How to Add Authorized Users & Employee Cards on a Business Credit Card? They earn interest on it. You will need to provide identification to show that you are the registered myki card holder. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000003374 00000 n This 0% interest period can help you carry your debt for a limited time without paying interest. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen 0000004362 00000 n Whats the Difference between Business vs. Your current balance will be transferred to the new myki, which you can use immediately. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Select the card with the best balance transfer offer available to you. No. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Adelaide metroCARD - Adelaide Metro The . If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. How To Do a Credit Card Balance Transfer in 8 Steps Most issuers of balance transfer cards let you initiate the balance transfer process online. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Myki card Myki card child pages. myki Money - Public Transport Victoria Make sure you pick a card that accepts balance transfers and has advantageous rates. Question about Myki. Why isn't transferring Myki money a - Reddit The process begins when you submit a balance transfer application. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. 0000009156 00000 n What is the best credit card for fair or average credit? Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. They actually can transfer your funds really easily but you need to get a case created. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. The unused money remains on the card, losing value as fares increase over the years. About Myki cards & Mobile Phone SIM cards - Tripadvisor The unused money does not sit in an account earning interest. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Yes. A balance transfer does not happen automatically. You will need to provide identification to show that you are the registered myki card holder. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. <>stream 0000013222 00000 n The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Choose your top up value and minimum balance. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. There are three ways to replace lost or stolen myki cards: 1. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Easy, and only required every three years!! k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. %%EOF Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. You'll need to know the account number for your existing balance and how much you want to transfer. Mobile myki Frequently asked questions - Public Transport Victoria If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Can You Get a Student Credit Card With No Income? You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. What's Auto-load? For more information, visit the V/Line website. PDF Guide to balance transfers and refunds - TransLink About Myki cards & Mobile Phone SIM cards - Melbourne Forum You need to be connected to the internet to top up your Mobile myki. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). 2. Do You Have to Be a Student to Get a Student Credit Card? Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. If you're using an international payment card you won't be able to top up via the PTV website. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. In a couple of weeks I will be renovating and furnishing a new house. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Can you transfer MyKi balance from one card to another? Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . What if my card is lost or stolen? This will allow you to deactivate your Mobile myki. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Was told a main railway station can move the balance. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Balance Transfer Calculator: How Much Can You Save With A Balance Wells Fargo Credit Card - Balance Transfer - Wells Fargo <> If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. But is it possible to go to a ticket booth and have the person there do it? If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. How to Show Credit Worthiness without Credit? <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> *Rates, fees or bonuses may vary or include specific stipulations. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. How to pause your Myki or get your money refunded while you're stuck at Myki Money QTEM devices can be found at PTV Hub (SouthernCross). <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Select the 'Activate' option. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) What is the best low interest credit card? Why Melbourne's public transport ticketing system myki may soon be More than a year ago, I needed to change my concession Myki to full fare (no longer a student). The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Myki Q+A: Straight answers to your questions | Public Transport Users Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. If you're still travelling after 2 hours, you'll be charged a daily fare. From a creditworthiness point of view, this number should be at 30% or lower. It has a 256-day expiry and credit is rolled over if you renew before the expiry. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. Well block your myki and arrange a replacement myki. 0000001429 00000 n Im sure Myki could add this capability to their website if they cared to. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. 0000002627 00000 n The only way is to download a form, fill it out, post it in, and wait weeks. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Posting by mobile so you can find it yourself ;-). I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! How balance transfers work Student passes and concession cards cant be replaced online or over the phone. Why is it impossible to transfer money online between different Myki cards? To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. If you have Mobile myki you can set Auto Load via the Google Pay app. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. You'll need your 15-digit myki number to register. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. You may be using an older version of Google Wallet. . The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Wallethub doesnt charge for this service. Apply for a traffic accident report; Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). Then he said he could order a replacement one to be posted to me. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Manage another person's myki Check that NFC is enabled on your phone. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Try hovering the phone just above or near the reader, rather than touching the phone on the reader. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? It's shit like this which makes me happy and proud I have never used Myki in my life. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. Your card provider holds the right to approve or deny your request for a balance transfer. What is the Best No Annual Fee Credit Card? If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. You'll need to buy and top up a new Mobile myki. Top up your myki All myki smartcards expire after four years. 0000002823 00000 n You might also lower your overall monthly payments and turn multiple bills into one easy payment. 187 0 obj The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Some trips take longer than two hours because of a transfer between services. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor Top up myki | Service Victoria Start the process by listing out your current credit cards, writing down each . Meticulous in his research, he provides accurate and up-to-date information. You need to apply for a balance transfer. Remember to top up with enough money to pay for your entire journey. How long do balance transfers take with Chase? Hold the phone still when touching on and off. Myki credit, once on your card, does not expire after 90 days of not getting used. endstream How do balance transfers work? | Barclaycard Can you transfer MyKi balance from one card to another? This question is about Synchrony Bank Credit Cards. I've got a new Myki in my Seniors package. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Replace a ticket - Public Transport Victoria Mobile myki is different to an existing myki card. 0000002429 00000 n Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Personal Credit Cards? 0000005683 00000 n Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. What a frikkin waste of money! Transferring a credit card balance is relatively easy, but you need to follow a few steps. Cincinnati Police Federal Credit Union Balance Transfers I have my most recent card that has $6.54 on it. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. I'm in Adelaide. I've had really good experiences with Myki and was an early adopter, but this? My old one is registered and everything with my account but there seems to be no way to import that one in. I need to transfer a balance from one credit card to another credit Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . You probably want to transfer a balance to save money not spend more. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Whats the difference between a hard credit inquiry and a soft credit inquiry? For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. At this stage, these are the only card types available on Mobile myki. 0000014445 00000 n Add a travel card to Apple Wallet - Apple Support (AU) Privacy Policy. You can register either when you buy your myki, or at a later date. For more information see Google Help and Support. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. 182 0 obj How to transfer your credit card balance - Citi.com PDF myki FAQs - @RACV Update the app and try again. To. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Choose the zones you want to travel in and the number of consecutive travel days you need. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Only time I had to was when my original myki was expiring. No, you cannot transfer a balance from one Synchrony Bank credit card to another. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. What credit cards don't require a deposit? Youll need to complete a V/Line Passenger Refund Application Form. The short version. When a Myki card is lost or . If you're still travelling after 2 hours, you'll be charged a daily fare. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I still don't understand why though - what is the technology required to do this? This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Myki | Youth Central Choose a card from the list or search by location or card name. -- Lee Huffman, credit card expert at BaldThoughts.com. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. I only realised this when my replacement card was lost and I called up for a new one. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. 0000004139 00000 n Balance transfers usually go through in five to seven days, although they may take longer. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. The costs of a balance transfer. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Haven't tried as yet. Tap Continue. To do so, you have to block your existing Myki card (annoying, we know). If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. I realise this is not a life-changer, but there's a principle at stake. My Myki was due to expire after three years. What are the best cash back credit cards for fair credit? Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Pointe Hilton Squaw Peak Resort, Articles T